Know the full value
of your service.
Most pay calculators show you a number. MilPayTools shows you what that number means — and exactly what to do about it.
No account. No data stored. All calculations run in your browser.
E-5 · 8 years · San Diego, CA
Total Compensation Breakdown
Total Monthly
$7,182
Civilian equivalent
≈ $96,400 / yr
Your BAH covers rent by $612/mo. That gap could fund a down payment in 18 months.
Sample output — your numbers update live as you enter inputs
Financial calculators
Each calculator ends with a plain-English interpretation and specific next steps — not just a number.
Total Compensation Calculator
See the full economic value of your service: base pay, BAH, BAS, TSP agency match, and tax advantages — expressed as a civilian-equivalent salary.
BAH Calculator
Look up your exact Basic Allowance for Housing rate by ZIP code and rank. Understand how much of the local rental market your BAH covers.
VA Disability Rating Calculator
Calculate your combined disability rating using the official whole-person method. Get monthly tax-free compensation and check CRDP eligibility.
Why MilPayTools?
Official rate tables
Every calculation pulls from current DoD and VA rate tables. Same source your Finance office uses. Updated every January.
Plain-English results
Numbers without context are noise. We tell you what your result actually means for your situation — from E-1 to O-6.
Specific next steps
Every calculator ends with prioritized action steps you can take this week, not generic "talk to a financial advisor" filler.
Nothing collected
All math runs in your browser. We never see your rank, pay grade, or location. Zero sign-up required.
Not affiliated with the government — just built for the people who serve in it.
MilPayTools is an independent tool. All rate data is sourced from official DoD and VA publications. Always verify pay and benefits with your unit Finance office or MyPay account.